{"id":38782,"date":"2026-02-24T18:14:24","date_gmt":"2026-02-24T17:14:24","guid":{"rendered":"https:\/\/ahorrofamiliarsocimi.com\/?page_id=38782"},"modified":"2026-05-08T16:17:57","modified_gmt":"2026-05-08T15:17:57","slug":"aviso-legal","status":"publish","type":"page","link":"https:\/\/ahorrofamiliarsocimi.com\/en\/aviso-legal\/","title":{"rendered":"Aviso legal"},"content":{"rendered":"
<\/p>\r\n

AVISO LEGAL<\/h2>\r\n

El acceso y el uso de la presente p\u00e1gina Web www.iba-capitalpartners.com (en adelante, \u201cla p\u00e1gina Web\u201d) implica necesariamente el conocimiento y la aceptaci\u00f3n, sin reservas de ning\u00fan tipo, de todos y cada uno de los t\u00e9rminos y condiciones que se exponen en el presente Aviso Legal, as\u00ed como en las Condiciones Generales y\/o Particulares que, en su caso, fueran de aplicaci\u00f3n.<\/p>\r\n

I. INFORMACI\u00d3N GENERAL<\/strong>
II. ACCESO Y USO DE LOS CONTENIDOS<\/strong>
III. RENUNCIA Y LIMITACIONES DE RESPONSABILIDAD DE AHORRO FAMILIAR<\/strong>
IV. COOKIES<\/strong>
V. PROPIEDAD INTELECTUAL Y MARCAS<\/strong>
VI. MODIFICACIONES DE ESTE AVISO LEGAL<\/strong><\/p>\r\n

I. INFORMACI\u00d3N GENERAL<\/strong><\/p>\r\n

La presente p\u00e1gina web permite a los usuarios acceder a diferentes contenidos y servicios ofrecidos por AHORRO FAMILIAR S.A. (en adelante, \u201cAHORRO FAMILIAR\u201d), entidad con domicilio social en Calle Jose Ortega y Gasset 11, 1D, 28006 Madrid, C.I.F n\u00ba A-28203198 e inscrita en el Registro Mercantil de Madrid, Tomo 31.253, Folio 17, Secci\u00f3n 8, Hoja M-562557 Inscripci\u00f3n 1. (Email: administracion@iba-capitalpartners.com), presta servicios en Internet a trav\u00e9s de la p\u00e1gina Web principal localizada en www.iba-capitalpartners.com en las condiciones expresadas en el presente documento.<\/p>\r\n

El Usuario podr\u00e1 contactar con AHORRO FAMILIAR a trav\u00e9s de los siguientes medios:
AHORRO FAMILIAR S.A.
Calle Jose Ortega y Gasset 11, 1D
28006 Madrid
Tlf. +34 915 457 634
Email: administracion@iba-capitalpartners.com<\/a><\/p>\r\n


II. ACCESO Y USO DE LOS CONTENIDOS<\/strong><\/p>\r\n

AHORRO FAMILIAR desarrolla y dise\u00f1a, directa o indirectamente, esta p\u00e1gina web. El contenido de la misma recoge las novedades, lanzamientos, promociones y servicios asociados a los productos vinculados con AHORRO FAMILIAR, que se reserva el derecho a realizar cambios siempre que lo considere oportuno y sin previo aviso.<\/p>\r\n

Los logotipos, fotos y textos de este portal web son propiedad de AHORRO FAMILIAR. El usuario se compromete a no vulnerar estos derechos de propiedad, absteni\u00e9ndose de utilizar este medio de comunicaci\u00f3n y sus contenidos en contradicci\u00f3n con las disposiciones de este Aviso Legal o para acciones que infrinjan Leyes en sentido amplio o c\u00f3digos \u00e9ticos en vigor sobre el acceso y utilizaci\u00f3n de informaci\u00f3n o contenidos divulgados en internet, ya sea en perjuicio de AHORRO FAMILIAR o en perjuicio de terceros.<\/p>\r\n

Cualquier divulgaci\u00f3n, distribuci\u00f3n, reproducci\u00f3n del contenido de esta web, cualquiera que fuera su aplicaci\u00f3n incluidos su mero almacenamiento, total o parcial, necesita el previo y expreso consentimiento por escrito de AHORRO FAMILIAR excepto cuando se indique lo contrario.<\/p>\r\n

Este portal web puede contener enlaces a websites de terceros de cuya informaci\u00f3n y contenidos AHORRO FAMILIAR no se responsabiliza ni asume posici\u00f3n de garante alguna cualquiera que fueran los acuerdos suscritos para dichos enlaces. Asimismo AHORRO FAMILIAR se reserva el derecho a cancelar o anular dichos enlaces en cualquier momento y sin previo aviso ni justificaci\u00f3n.<\/p>\r\n

El Usuario no podr\u00e1 en ning\u00fan caso modificar o suprimir los datos que se publican en esta p\u00e1gina web ni a\u00f1adir contenido alguno. El Usuario \u00fanicamente podr\u00e1 acceder a los contenidos mediante los medios o procedimientos que se hayan puesto a su disposici\u00f3n en la p\u00e1gina web, siempre que no impliquen una violaci\u00f3n de derechos de Propiedad Intelectual\/Industrial o alg\u00fan tipo de da\u00f1o para la p\u00e1gina Web de AHORRO FAMILIAR y\/o suinformaci\u00f3n o servicios ofrecidos.<\/p>\r\n

El Usuario se obliga, sin reserva de ning\u00fan tipo, a acceder y\/o utilizar los servicios y las informaciones contenidas en la p\u00e1gina web de conformidad con la legislaci\u00f3n vigente en cada momento, todos los t\u00e9rminos y condiciones establecidos en el presente Aviso Legal, as\u00ed como en las condiciones generales o particulares que, en su caso, fueran de aplicaci\u00f3n, los c\u00f3digos \u00e9ticos aplicables, las buenas costumbres y el orden p\u00fablico.<\/p>\r\n

Asimismo, se compromete a no realizar las siguientes actividades:<\/p>\r\n

Realizar actos contrarios a los derechos de Propiedad Intelectual y\/o Industrial de sus leg\u00edtimos titulares.<\/p>\r\n

Utilizar la p\u00e1gina Web, as\u00ed como los contenidos y servicios ofrecidos a trav\u00e9s de la misma de forma que pueda impedir su normal funcionamiento olesionar los bienes y\/o derechos de AHORRO FAMILIAR, de sus proveedores o, en general, de cualquier tercero.<\/p>\r\n

Provocar da\u00f1os en los sistemas inform\u00e1ticos de AHORRO FAMILIAR, de sus proveedores o de terceros y\/o introducir o difundir virus inform\u00e1ticos, software nocivo u otro tipo de sistemas que puedan causar da\u00f1os en sistemas inform\u00e1ticos.<\/p>\r\n

Transmitir publicidad o env\u00edo de mensajes electr\u00f3nicos no solicitados o autorizados.<\/p>\r\n

En el caso de usuarios registrados, utilizar identidades falsas ni suplantar la identidad de otros en la utilizaci\u00f3n de la p\u00e1gina web de AHORRO FAMILIAR, incluyendo la utilizaci\u00f3n, en su caso, de contrase\u00f1as o claves de acceso de terceros.<\/p>\r\n

Crear entradas (Pages) en redes sociales que est\u00e9n referidas directa o indirectamente a AHORRO FAMILIAR, sus productos, esta website, en forma o manera que expl\u00edcita o impl\u00edcitamente puedan hacer desmerecer la imagen de AHORRO FAMILIAR, de sus productos o de esta website, en cualquiera de sus dimensiones o significados, est\u00e9n o no amparadas por las normas y t\u00e9rminos de uso de dichas redes sociales.<\/p>\r\n

El Usuario reconoce y acepta que el acceso y el uso de la p\u00e1gina web y los servicios en ella ofrecidos se realizan bajo su riesgo y responsabilidad. Por consiguiente, los Usuarios se comprometen a utilizar adecuadamente la p\u00e1gina web, as\u00ed como sus servicios y sus contenidos y se obligan a emplear ladebida diligencia en lo que respecta espec\u00edficamente a la utilizaci\u00f3n de los servicios de compra online.<\/p>\r\n

AHORRO FAMILIAR no ser\u00e1 responsable frente al Usuario ni frente a terceros, de los da\u00f1os y\/o perjuicios que se pudieran derivar, ya sea de forma directa o indirecta, por un uso inadecuado de la p\u00e1gina web o de los contenidos y\/o servicios accesibles a trav\u00e9s de la misma por parte del Usuario,siendo el Usuario el \u00fanico responsable de los da\u00f1os y\/o perjuicios que pudieran derivarse por esta causa.<\/p>\r\n


III. RENUNCIA Y LIMITACIONES DE RESPONSABILIDAD DE AHORRO FAMILIAR<\/strong><\/p>\r\n

AHORRO FAMILIAR se reserva, sin necesidad de previo aviso y en cualquier momento, el derecho a suspender temporalmente el acceso a su p\u00e1gina web y a efectuar las modificaciones que considere oportunas en la misma, en los servicios o informaciones ofrecidas, en la presentaci\u00f3n o localizaci\u00f3n de las mismas y en el presente Aviso Legal.<\/p>\r\n

AHORRO FAMILIAR no ser\u00e1 responsable de la informaci\u00f3n, los servicios y\/o productos ofertados y\/o, en su caso, prestados por terceros a trav\u00e9s de la p\u00e1gina web de AHORRO FAMILIAR ni de los contenidos proporcionados por terceros.<\/p>\r\n

Asimismo, AHORRO FAMILIAR no ser\u00e1 responsable por los da\u00f1os, p\u00e9rdidas, gastos o perjuicios, directos o indirectos, que se pudiesen causar a los Usuarios o a terceros, a t\u00edtulo enunciativo y no limitativo, da\u00f1os en el software o hardware del Usuario que se derive del acceso o uso de la p\u00e1gina web o del uso de informaci\u00f3n o servicios en ella contenidas, imposibilidad de acceder a la p\u00e1gina web por causas no imputables a AHORRO FAMILIAR, divulgaci\u00f3n de sus datos personales por un mal uso de las contrase\u00f1as, etc.<\/p>\r\n

AHORRO FAMILIAR no garantiza la idoneidad, fiabilidad, disponibilidad, oportunidad o exactitud de la informaci\u00f3n o de los servicios contenidos en su p\u00e1gina Web, ni ser\u00e1 responsable de los da\u00f1os directos o indirectos en relaci\u00f3n con el uso de los contenidos de su p\u00e1gina web.<\/p>\r\n

AHORRO FAMILIAR no garantiza que los contenidos de la p\u00e1gina web sean aptos o est\u00e9n disponibles fuera de Espa\u00f1a. En el supuesto de que todo o parte de los contenidos de la p\u00e1gina web de AHORRO FAMILIAR sean considerados ilegales en pa\u00edses distintos de Espa\u00f1a, queda prohibido el acceso a los mismos y su utilizaci\u00f3n por los Usuarios, y en el caso de que este se produzca, ser\u00e1 exclusivamente bajo la responsabilidad de los Usuarios, estando estos obligados al cumplimiento de las leyes nacionales de aplicaci\u00f3n.<\/p>\r\n


IV. COOKIES<\/strong><\/p>\r\n

AHORRO FAMILIAR informa al Usuario de la posible colocaci\u00f3n de \u00abcookies\u00bb a lo largo de la navegaci\u00f3n en el ordenador de \u00e9stos, de forma que al navegar por la p\u00e1gina Web, se podr\u00eda llegar a reconocer autom\u00e1ticamente, entre otros, la direcci\u00f3n IP del ordenador de los Usuarios y otros posibles datos de navegaci\u00f3n. El uso de cookies, s\u00f3lo lo ser\u00e1 a efectos de mantenimiento de la sesi\u00f3n de navegaci\u00f3n, como forma de identificaci\u00f3n del Usuario o para fines estad\u00edsticos de uso exclusivo de AHORRO FAMILIAR como son, por ejemplo, determinar su frecuencia de visitas a la p\u00e1gina web, cu\u00e1les son los apartados y contenidos m\u00e1s visitados por el Usuario, etc.<\/p>\r\n

Si los Usuarios no quisieran admitir la generaci\u00f3n de cookies en su ordenador, deber\u00e1n eliminar esta posibilidad mediante la marcaci\u00f3n de la opci\u00f3n correspondiente en el apartado de configuraci\u00f3n de su propio navegador web. No obstante lo anterior, AHORRO FAMILIAR no se hace responsable de las irregularidades que la no admisi\u00f3n de la cookies pueda generar durante su navegaci\u00f3n por la p\u00e1gina web.<\/p>\r\n


V. PROPIEDAD INTELECTUAL Y MARCAS<\/strong><\/p>\r\n

Los contenidos incluidos en la p\u00e1gina web, entendiendo por \u00e9stos, sin que esta enumeraci\u00f3n tenga car\u00e1cter restrictivo, los relativos al dise\u00f1o y estructura de la p\u00e1gina web, textos, sonidos, logos, animaciones, im\u00e1genes, v\u00eddeos, c\u00f3digos fuente, marcas, nombres comerciales, signos distintivos, etc. son titularidad de AHORRO FAMILIAR o bien titularidad de terceros que han consentido a AHORRO FAMILIAR su incorporaci\u00f3n en la p\u00e1gina web, por lo que se encuentran sujetos a los correspondientes derechos de propiedad intelectual e industrial.<\/p>\r\n

Los derechos sobre los contenidos corresponden en exclusiva a AHORRO FAMILIAR o, en su caso, a terceros que han consentido a AHORRO FAMILIAR su incorporaci\u00f3n en la p\u00e1gina web. La reproducci\u00f3n, distribuci\u00f3n, explotaci\u00f3n, transformaci\u00f3n, puesta a disposici\u00f3n y\/o comunicaci\u00f3n p\u00fablica, ya sea a t\u00edtulo oneroso o gratuito, no autorizadas de tales contenidos constituye una infracci\u00f3n de los derechos de propiedad intelectual y\/o industrial de AHORRO FAMILIAR o del tercero titular de los mismos, y podr\u00e1 dar lugar al ejercicio de cuantas acciones judiciales o extrajudiciales les pudieran corresponder en el ejercicio de sus derechos a AHORRO FAMILIAR y\/o a los terceros titulares.<\/p>\r\n

El Usuario se compromete a respetar los derechos de Propiedad Intelectual e Industrial titularidad de AHORRO FAMILIAR y, en su caso, de los terceros titulares de conformidad con la normativa vigente en materia de propiedad intelectual e industrial y los t\u00e9rminos y condiciones recogidos en el presente Aviso Legal. En este sentido, los Usuarios se comprometen a no llevar a cabo acciones que pudiesen vulnerar, directa o indirectamente, los derechos de propiedad intelectual y\/o industrial tanto de AHORRO FAMILIAR como, en su caso, de los terceros titulares de los contenidos que pudiesen figurar en la p\u00e1gina web.<\/p>\r\n

El Usuario ser\u00e1 el \u00fanico responsable frente a AHORRO FAMILIAR y frente a terceros de las posibles p\u00e9rdidas, gastos, da\u00f1os y\/o perjuicios que pudieran generarse con motivo del incumplimiento de lo dispuesto en los p\u00e1rrafos precedentes y, en este sentido, se obliga a mantener indemne a AHORRO FAMILIAR de cuantas acciones y\/o reclamaciones de cualquier tipo que le pudieran interponer por el citado incumplimiento por parte del Usuario.<\/p>\r\n


VI. MODIFICACIONES DE ESTE AVISO LEGAL<\/strong><\/p>\r\n

AHORRO FAMILIAR se reserva el derecho a modificar, sin necesidad de previo aviso y en cualquier momento, el contenido de todos o algunos de los extremos recogidos en el presente Aviso Legal con el fin de adecuarlos a la normativa vigente que sea de aplicaci\u00f3n en cada momento o bien al funcionamiento o la incorporaci\u00f3n de nuevos servicios. En caso de producirse la mencionada modificaci\u00f3n, AHORRO FAMILIAR se compromete a publicar convenientemente en la p\u00e1gina web el Aviso Legal modificado o actualizado de forma que est\u00e9 a disposici\u00f3n de los Usuarios, as\u00ed como de cualquier otra persona interesada. En todo caso, ser\u00e1 de aplicaci\u00f3n el Aviso Legal que estuviese publicado en el momento en que efectivamente se acceda a la p\u00e1gina web y\/o se utilicen los servicios en ella ofrecidos.<\/p>\r\n

<\/p>\r\n

[\/vc_column_text][\/vc_column][\/vc_row]<\/p>

[vc_row css=”.vc_custom_1772035885376{margin-top: 60px !important;margin-bottom: 60px !important;}”][vc_column][vc_column_text css=””]<\/p>\r\n

LEGAL NOTICE<\/h2>\r\n

Access to and use of this website www.iba-capitalpartners.com (hereinafter, “the Website”) necessarily implies knowledge and acceptance, without reservations of any kind, of each and every one of the terms and conditions set forth in this Legal Notice, as well as the General and\/or Particular Conditions that, where appropriate, may apply.<\/p>\r\n

I. GENERAL INFORMATION<\/strong>
II. ACCESS AND USE OF CONTENT<\/strong>
III. DISCLAIMER AND LIMITATIONS OF LIABILITY OF AHORRO FAMILIAR<\/strong>
IV. COOKIES<\/strong>
V. INTELLECTUAL PROPERTY AND TRADEMARKS<\/strong>
VI. MODIFICATIONS TO THIS LEGAL NOTICE<\/strong><\/p>\r\n

I. GENERAL INFORMATION<\/strong><\/p>\r\n

This website allows users to access various content and services offered by AHORRO FAMILIAR S.A. (hereinafter, “AHORRO FAMILIAR”), an entity with its registered office at Calle Jose Ortega y Gasset 11, 1D, 28006 Madrid, C.I.F. No. A-28203198 and registered in the Mercantile Registry of Madrid, Volume 31,253, Folio 17, Section 8, Sheet M-562557, 1st Entry. (Email: administracion@iba-capitalpartners.com), providing Internet services through the main Website located at www.iba-capitalpartners.com under the conditions expressed in this document.<\/p>\r\n

The User may contact AHORRO FAMILIAR through the following means:
AHORRO FAMILIAR S.A.
Calle Jose Ortega y Gasset 11, 1D
28006 Madrid
Tel. +34 915 457 634
Email: administracion@iba-capitalpartners.com<\/a><\/p>\r\n


II. ACCESS AND USE OF CONTENT<\/strong><\/p>\r\n

AHORRO FAMILIAR develops and designs, directly or indirectly, this website. Its content includes news, launches, promotions, and services associated with products linked to AHORRO FAMILIAR, which reserves the right to make changes whenever it deems appropriate and without prior notice.<\/p>\r\n

The logos, photos, and texts of this web portal are the property of AHORRO FAMILIAR. The user undertakes not to infringe these property rights, refraining from using this communication medium and its contents in contradiction with the provisions of this Legal Notice or for actions that infringe laws in a broad sense or ethical codes in force regarding access and use of information or content disclosed on the internet, whether to the detriment of AHORRO FAMILIAR or to the detriment of third parties.<\/p>\r\n

Any disclosure, distribution, or reproduction of the content of this website, whatever its application including mere storage, in whole or in part, requires the prior and express written consent of AHORRO FAMILIAR except where otherwise indicated.<\/p>\r\n

This web portal may contain links to third-party websites for whose information and content AHORRO FAMILIAR is not responsible nor assumes any guarantee position, regardless of the agreements signed for said links. Likewise, AHORRO FAMILIAR reserves the right to cancel or annul said links at any time and without prior notice or justification.<\/p>\r\n

The User may not under any circumstances modify or delete the data published on this website nor add any content. The User may only access the contents through the means or procedures that have been made available on the website, provided they do not involve a violation of Intellectual\/Industrial Property rights or any type of damage to the AHORRO FAMILIAR Website and\/or its information or services offered.<\/p>\r\n

The User undertakes, without reservation of any kind, to access and\/or use the services and information contained on the website in accordance with current legislation at all times, all terms and conditions established in this Legal Notice, as well as the general or particular conditions that, where appropriate, may apply, applicable ethical codes, good customs, and public order.<\/p>\r\n

Furthermore, the User agrees not to perform the following activities:<\/p>\r\n

Carry out acts contrary to the Intellectual and\/or Industrial Property rights of their legitimate owners.<\/p>\r\n

Use the Website, as well as the contents and services offered through it, in a way that may prevent its normal operation or damage the assets and\/or rights of AHORRO FAMILIAR, its suppliers, or, in general, any third party.<\/p>\r\n

Cause damage to the computer systems of AHORRO FAMILIAR, its suppliers, or third parties and\/or introduce or spread computer viruses, harmful software, or other types of systems that may cause damage to computer systems.<\/p>\r\n

Transmit advertising or send unsolicited or unauthorized electronic messages.<\/p>\r\n

In the case of registered users, use false identities or impersonate others in the use of the AHORRO FAMILIAR website, including the use, where appropriate, of third-party passwords or access keys.<\/p>\r\n

Create entries (Pages) on social networks that refer directly or indirectly to AHORRO FAMILIAR, its products, or this website, in a form or manner that explicitly or implicitly may disparage the image of AHORRO FAMILIAR, its products, or this website, in any of its dimensions or meanings, whether or not they are covered by the rules and terms of use of said social networks.<\/p>\r\n

The User acknowledges and accepts that access to and use of the website and the services offered therein are carried out under their risk and responsibility. Consequently, Users undertake to properly use the website, its services, and its contents and are obliged to exercise due diligence specifically regarding the use of online purchase services.<\/p>\r\n

AHORRO FAMILIAR shall not be liable to the User or third parties for any damages and\/or losses that may derive, directly or indirectly, from improper use of the website or the contents and\/or services accessible through it by the User, the User being solely responsible for the damages and\/or losses that may arise for this reason.<\/p>\r\n


III. DISCLAIMER AND LIMITATIONS OF LIABILITY OF AHORRO FAMILIAR<\/strong><\/p>\r\n

AHORRO FAMILIAR reserves, without the need for prior notice and at any time, the right to temporarily suspend access to its website and to make any modifications it deems appropriate to it, the services or information offered, their presentation or location, and this Legal Notice.<\/p>\r\n

AHORRO FAMILIAR shall not be responsible for the information, services, and\/or products offered and\/or, where appropriate, provided by third parties through the AHORRO FAMILIAR website nor for the content provided by third parties.<\/p>\r\n

Likewise, AHORRO FAMILIAR shall not be responsible for damages, losses, expenses, or harms, direct or indirect, that could be caused to Users or third parties, including but not limited to, damage to the User’s software or hardware resulting from access or use of the website or the use of information or services contained therein, impossibility of accessing the website for reasons not attributable to AHORRO FAMILIAR, disclosure of personal data due to misuse of passwords, etc.<\/p>\r\n

AHORRO FAMILIAR does not guarantee the suitability, reliability, availability, timeliness, or accuracy of the information or services contained on its Website, nor will it be responsible for direct or indirect damages in relation to the use of its website contents.<\/p>\r\n

AHORRO FAMILIAR does not guarantee that the website contents are suitable or available outside of Spain. In the event that all or part of the contents of the AHORRO FAMILIAR website are considered illegal in countries other than Spain, access to and use of them by Users is prohibited, and if this occurs, it will be exclusively under the responsibility of the Users, who are obliged to comply with applicable national laws.<\/p>\r\n


IV. COOKIES<\/strong><\/p>\r\n

AHORRO FAMILIAR informs the User of the possible placement of “cookies” during navigation on their computer, so that when browsing the Website, the IP address of the Users’ computer and other possible navigation data could be automatically recognized. The use of cookies will only be for the purpose of maintaining the browsing session, as a way of identifying the User, or for statistical purposes for the exclusive use of AHORRO FAMILIAR, such as determining the frequency of visits to the website, which sections and contents are most visited by the User, etc.<\/p>\r\n

If Users do not wish to allow the generation of cookies on their computer, they must eliminate this possibility by checking the corresponding option in the settings section of their own web browser. Notwithstanding the above, AHORRO FAMILIAR is not responsible for any irregularities that the non-admission of cookies may generate during navigation through the website.<\/p>\r\n


V. INTELLECTUAL PROPERTY AND TRADEMARKS<\/strong><\/p>\r\n

The contents included in the website, including but not limited to those relating to the design and structure of the website, texts, sounds, logos, animations, images, videos, source codes, trademarks, trade names, distinctive signs, etc., are the property of AHORRO FAMILIAR or third parties who have consented to their incorporation into the website by AHORRO FAMILIAR, and are therefore subject to the corresponding intellectual and industrial property rights.<\/p>\r\n

The rights over the contents correspond exclusively to AHORRO FAMILIAR or, where appropriate, to third parties who have consented to their incorporation into the website. Unauthorized reproduction, distribution, exploitation, transformation, availability, and\/or public communication, whether for a fee or free of charge, of such contents constitutes an infringement of the intellectual and\/or industrial property rights of AHORRO FAMILIAR or the third-party owner thereof, and may give rise to the exercise of any judicial or extrajudicial actions that may correspond to AHORRO FAMILIAR and\/or the third-party owners in the exercise of their rights.<\/p>\r\n

The User undertakes to respect the Intellectual and Industrial Property rights owned by AHORRO FAMILIAR and, where appropriate, third-party owners in accordance with current regulations on intellectual and industrial property and the terms and conditions set forth in this Legal Notice. In this sense, Users undertake not to carry out actions that could infringe, directly or indirectly, the intellectual and\/or industrial property rights of both AHORRO FAMILIAR and, where appropriate, third-party owners of the content that may appear on the website.<\/p>\r\n

The User shall be solely responsible to AHORRO FAMILIAR and third parties for any potential losses, expenses, damages, and\/or harms that may arise from non-compliance with the provisions of the preceding paragraphs and, in this sense, agrees to hold AHORRO FAMILIAR harmless from any actions and\/or claims of any kind that may be filed against it due to the aforementioned non-compliance by the User.<\/p>\r\n


VI. MODIFICATIONS TO THIS LEGAL NOTICE<\/strong><\/p>\r\n

AHORRO FAMILIAR reserves the right to modify, without prior notice and at any time, the content of all or some of the points included in this Legal Notice in order to adapt them to current regulations applicable at any time or to the operation or incorporation of new services. In the event of such a modification, AHORRO FAMILIAR undertakes to conveniently publish the modified or updated Legal Notice on the website so that it is available to Users and any other interested person. In any case, the Legal Notice published at the time the website is actually accessed and\/or the services offered therein are used shall apply.<\/p>\r\n

<\/p>\r\n

[\/vc_column_text][\/vc_column][\/vc_row]<\/p>

[vc_row css=”.vc_custom_1772035885376{margin-top: 60px !important;margin-bottom: 60px !important;}”][vc_column][vc_column_text css=””]<\/p>\r\n

LEGAL NOTICE<\/h2>\r\n

Access to and use of this website www.iba-capitalpartners.com (hereinafter, “the Website”) necessarily implies knowledge and acceptance, without reservations of any kind, of each and every one of the terms and conditions set forth in this Legal Notice, as well as the General and\/or Particular Conditions that, where appropriate, may apply.<\/p>\r\n

I. GENERAL INFORMATION<\/strong>
II. ACCESS AND USE OF CONTENT<\/strong>
III. DISCLAIMER AND LIMITATIONS OF LIABILITY OF AHORRO FAMILIAR<\/strong>
IV. COOKIES<\/strong>
V. INTELLECTUAL PROPERTY AND TRADEMARKS<\/strong>
VI. MODIFICATIONS TO THIS LEGAL NOTICE<\/strong><\/p>\r\n

I. GENERAL INFORMATION<\/strong><\/p>\r\n

This website allows users to access various content and services offered by AHORRO FAMILIAR S.A. (hereinafter, “AHORRO FAMILIAR”), an entity with its registered office at Calle Jose Ortega y Gasset 11, 1D, 28006 Madrid, C.I.F. No. A-28203198 and registered in the Mercantile Registry of Madrid, Volume 31,253, Folio 17, Section 8, Sheet M-562557, 1st Entry. (Email: administracion@iba-capitalpartners.com), providing Internet services through the main Website located at www.iba-capitalpartners.com under the conditions expressed in this document.<\/p>\r\n

The User may contact AHORRO FAMILIAR through the following means:
AHORRO FAMILIAR S.A.
Calle Jose Ortega y Gasset 11, 1D
28006 Madrid
Tel. +34 915 457 634
Email: administracion@iba-capitalpartners.com<\/a><\/p>\r\n


II. ACCESS AND USE OF CONTENT<\/strong><\/p>\r\n

AHORRO FAMILIAR develops and designs, directly or indirectly, this website. Its content includes news, launches, promotions, and services associated with products linked to AHORRO FAMILIAR, which reserves the right to make changes whenever it deems appropriate and without prior notice.<\/p>\r\n

The logos, photos, and texts of this web portal are the property of AHORRO FAMILIAR. The user undertakes not to infringe these property rights, refraining from using this communication medium and its contents in contradiction with the provisions of this Legal Notice or for actions that infringe laws in a broad sense or ethical codes in force regarding access and use of information or content disclosed on the internet, whether to the detriment of AHORRO FAMILIAR or to the detriment of third parties.<\/p>\r\n

Any disclosure, distribution, or reproduction of the content of this website, whatever its application including mere storage, in whole or in part, requires the prior and express written consent of AHORRO FAMILIAR except where otherwise indicated.<\/p>\r\n

This web portal may contain links to third-party websites for whose information and content AHORRO FAMILIAR is not responsible nor assumes any guarantee position, regardless of the agreements signed for said links. Likewise, AHORRO FAMILIAR reserves the right to cancel or annul said links at any time and without prior notice or justification.<\/p>\r\n

The User may not under any circumstances modify or delete the data published on this website nor add any content. The User may only access the contents through the means or procedures that have been made available on the website, provided they do not involve a violation of Intellectual\/Industrial Property rights or any type of damage to the AHORRO FAMILIAR Website and\/or its information or services offered.<\/p>\r\n

The User undertakes, without reservation of any kind, to access and\/or use the services and information contained on the website in accordance with current legislation at all times, all terms and conditions established in this Legal Notice, as well as the general or particular conditions that, where appropriate, may apply, applicable ethical codes, good customs, and public order.<\/p>\r\n

Furthermore, the User agrees not to perform the following activities:<\/p>\r\n

Carry out acts contrary to the Intellectual and\/or Industrial Property rights of their legitimate owners.<\/p>\r\n

Use the Website, as well as the contents and services offered through it, in a way that may prevent its normal operation or damage the assets and\/or rights of AHORRO FAMILIAR, its suppliers, or, in general, any third party.<\/p>\r\n

Cause damage to the computer systems of AHORRO FAMILIAR, its suppliers, or third parties and\/or introduce or spread computer viruses, harmful software, or other types of systems that may cause damage to computer systems.<\/p>\r\n

Transmit advertising or send unsolicited or unauthorized electronic messages.<\/p>\r\n

In the case of registered users, use false identities or impersonate others in the use of the AHORRO FAMILIAR website, including the use, where appropriate, of third-party passwords or access keys.<\/p>\r\n

Create entries (Pages) on social networks that refer directly or indirectly to AHORRO FAMILIAR, its products, or this website, in a form or manner that explicitly or implicitly may disparage the image of AHORRO FAMILIAR, its products, or this website, in any of its dimensions or meanings, whether or not they are covered by the rules and terms of use of said social networks.<\/p>\r\n

The User acknowledges and accepts that access to and use of the website and the services offered therein are carried out under their risk and responsibility. Consequently, Users undertake to properly use the website, its services, and its contents and are obliged to exercise due diligence specifically regarding the use of online purchase services.<\/p>\r\n

AHORRO FAMILIAR shall not be liable to the User or third parties for any damages and\/or losses that may derive, directly or indirectly, from improper use of the website or the contents and\/or services accessible through it by the User, the User being solely responsible for the damages and\/or losses that may arise for this reason.<\/p>\r\n


III. DISCLAIMER AND LIMITATIONS OF LIABILITY OF AHORRO FAMILIAR<\/strong><\/p>\r\n

AHORRO FAMILIAR reserves, without the need for prior notice and at any time, the right to temporarily suspend access to its website and to make any modifications it deems appropriate to it, the services or information offered, their presentation or location, and this Legal Notice.<\/p>\r\n

AHORRO FAMILIAR shall not be responsible for the information, services, and\/or products offered and\/or, where appropriate, provided by third parties through the AHORRO FAMILIAR website nor for the content provided by third parties.<\/p>\r\n

Likewise, AHORRO FAMILIAR shall not be responsible for damages, losses, expenses, or harms, direct or indirect, that could be caused to Users or third parties, including but not limited to, damage to the User’s software or hardware resulting from access or use of the website or the use of information or services contained therein, impossibility of accessing the website for reasons not attributable to AHORRO FAMILIAR, disclosure of personal data due to misuse of passwords, etc.<\/p>\r\n

AHORRO FAMILIAR does not guarantee the suitability, reliability, availability, timeliness, or accuracy of the information or services contained on its Website, nor will it be responsible for direct or indirect damages in relation to the use of its website contents.<\/p>\r\n

AHORRO FAMILIAR does not guarantee that the website contents are suitable or available outside of Spain. In the event that all or part of the contents of the AHORRO FAMILIAR website are considered illegal in countries other than Spain, access to and use of them by Users is prohibited, and if this occurs, it will be exclusively under the responsibility of the Users, who are obliged to comply with applicable national laws.<\/p>\r\n


IV. COOKIES<\/strong><\/p>\r\n

AHORRO FAMILIAR informs the User of the possible placement of “cookies” during navigation on their computer, so that when browsing the Website, the IP address of the Users’ computer and other possible navigation data could be automatically recognized. The use of cookies will only be for the purpose of maintaining the browsing session, as a way of identifying the User, or for statistical purposes for the exclusive use of AHORRO FAMILIAR, such as determining the frequency of visits to the website, which sections and contents are most visited by the User, etc.<\/p>\r\n

If Users do not wish to allow the generation of cookies on their computer, they must eliminate this possibility by checking the corresponding option in the settings section of their own web browser. Notwithstanding the above, AHORRO FAMILIAR is not responsible for any irregularities that the non-admission of cookies may generate during navigation through the website.<\/p>\r\n


V. INTELLECTUAL PROPERTY AND TRADEMARKS<\/strong><\/p>\r\n

The contents included in the website, including but not limited to those relating to the design and structure of the website, texts, sounds, logos, animations, images, videos, source codes, trademarks, trade names, distinctive signs, etc., are the property of AHORRO FAMILIAR or third parties who have consented to their incorporation into the website by AHORRO FAMILIAR, and are therefore subject to the corresponding intellectual and industrial property rights.<\/p>\r\n

The rights over the contents correspond exclusively to AHORRO FAMILIAR or, where appropriate, to third parties who have consented to their incorporation into the website. Unauthorized reproduction, distribution, exploitation, transformation, availability, and\/or public communication, whether for a fee or free of charge, of such contents constitutes an infringement of the intellectual and\/or industrial property rights of AHORRO FAMILIAR or the third-party owner thereof, and may give rise to the exercise of any judicial or extrajudicial actions that may correspond to AHORRO FAMILIAR and\/or the third-party owners in the exercise of their rights.<\/p>\r\n

The User undertakes to respect the Intellectual and Industrial Property rights owned by AHORRO FAMILIAR and, where appropriate, third-party owners in accordance with current regulations on intellectual and industrial property and the terms and conditions set forth in this Legal Notice. In this sense, Users undertake not to carry out actions that could infringe, directly or indirectly, the intellectual and\/or industrial property rights of both AHORRO FAMILIAR and, where appropriate, third-party owners of the content that may appear on the website.<\/p>\r\n

The User shall be solely responsible to AHORRO FAMILIAR and third parties for any potential losses, expenses, damages, and\/or harms that may arise from non-compliance with the provisions of the preceding paragraphs and, in this sense, agrees to hold AHORRO FAMILIAR harmless from any actions and\/or claims of any kind that may be filed against it due to the aforementioned non-compliance by the User.<\/p>\r\n


VI. MODIFICATIONS TO THIS LEGAL NOTICE<\/strong><\/p>\r\n

AHORRO FAMILIAR reserves the right to modify, without prior notice and at any time, the content of all or some of the points included in this Legal Notice in order to adapt them to current regulations applicable at any time or to the operation or incorporation of new services. In the event of such a modification, AHORRO FAMILIAR undertakes to conveniently publish the modified or updated Legal Notice on the website so that it is available to Users and any other interested person. In any case, the Legal Notice published at the time the website is actually accessed and\/or the services offered therein are used shall apply.<\/p>\r\n

<\/p>\r\n

[\/vc_column_text][\/vc_column][\/vc_row]<\/p><\/div>","protected":false},"excerpt":{"rendered":"

[\/vc_column_text][\/vc_column][\/vc_row] [vc_row css=”.vc_custom_1772035885376{margin-top: 60px !important;margin-bottom: 60px !important;}”][vc_column][vc_column_text css=””] LEGAL NOTICE Access to and use of this website www.iba-capitalpartners.com (hereinafter, “the Website”) necessarily implies knowledge and acceptance, without reservations of any kind, of each and every one of the terms and conditions set forth in this Legal Notice, as well as the General and\/or Particular Conditions […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-38782","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/ahorrofamiliarsocimi.com\/en\/wp-json\/wp\/v2\/pages\/38782","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ahorrofamiliarsocimi.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ahorrofamiliarsocimi.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ahorrofamiliarsocimi.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ahorrofamiliarsocimi.com\/en\/wp-json\/wp\/v2\/comments?post=38782"}],"version-history":[{"count":9,"href":"https:\/\/ahorrofamiliarsocimi.com\/en\/wp-json\/wp\/v2\/pages\/38782\/revisions"}],"predecessor-version":[{"id":39074,"href":"https:\/\/ahorrofamiliarsocimi.com\/en\/wp-json\/wp\/v2\/pages\/38782\/revisions\/39074"}],"wp:attachment":[{"href":"https:\/\/ahorrofamiliarsocimi.com\/en\/wp-json\/wp\/v2\/media?parent=38782"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}